Real estate appraisal services for homeowners in the city of Tempe and Maricopa County
Check out the top 7 reasons why AZ homeowners need Grandview Appraisal Group:
Own a house in or near Tempe, AZ and need help deciding the value of it?
At Grandview Appraisal Group, we understand the unique needs of a homeowner looking for appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For Sale By Owner (FSBO)/Pre-Listing Services
Since you have an emotional attachment to your own home, it's often very hard to be objective about it. Our professional appraisers at Grandview Appraisal Group are objective. We won't just tell you what you want to hear, we will tell you what you need to know. In addition to helping you set a realistic price to sell at so your property will attract many interested buyers, a professional appraisal is a very important negotiating tool once you have a likely buyer. It gives you something tangible to show your buyer. It's an independent third party's opinion of your home's price, and not just you saying how much you think your house is worth. Potential buyers know you have an emotional attachment to your house and will be more likely to give credibility to an expert appraiser's value assessment than yours.
Appraisals to remove PMI
PMI stands for Private Mortgage Insurance. An attractive way to cut costs for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is less than 80% of the value of your property, in most cases you can apply to the lender to have the PMI removed from your loan, which will make your monthly payments go down. Grandview Appraisal Group is experienced in helping people just like you get rid of unneeded and unwanted PMI insurance.
Challenging Maricopa county's assessment of your property
Lets say you live in a region that's declining -- your local tax assessor may have your house overvalued. That only means you are going to pay more taxes than you should. The quicker you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. An appraisal from Grandview Appraisal Group is your perfect weapon when challenging your property tax assessment.
Was your HELOC recently frozen?
If your home is near a declining area, your lender might make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be bad for your credit score since it may appear as though that credit line is maxed out, and also annoying from a cash flow point of view. Grandview Appraisal Group can help you reinstate your home equity line of credit with an expert appraisal.
Need Field and Desktop Appraisal Review Services?
Do you need a professional to double-check your appraisal for precision, or do you want a second opinion without the expense and delay of waiting for a whole new appraisal? An appraiser from Grandview Appraisal Group can go out and check the subject and comps in a field review. Or, if you need it immediately, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? Grandview Appraisal Group can help you with that. Even though this is typically requested by banks, you may want to employ this service if you suspect mortgage fraud related to your property.